Loan Products - EQ-1Loan | Commercial Real Estate Financing Solutions
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EQ-1LoanCommercial Loan Solutions/Wholesale Rate

Our Loan Products

Comprehensive commercial real estate financing solutions tailored to your investment strategy. One application gives you access to wholesale rates across all our products.

Wholesale Rates with One Application

Skip applying to multiple banks. We shop the best rates and programs for you in less than 10 minutes.

Apartment Units

Multi-Family Property Financing

Competitive financing solutions for multi-family properties with 5 or more units. Perfect for investors looking to acquire or refinance apartment buildings.

Key Features

Flexible terms from 5 to 30 years
Loan amounts starting at $1M
Up to 80% loan-to-value ratio
Cash-out refinancing available
Non-recourse options available
Interest-only payment options

Ideal For

Experienced real estate investorsProperty management companiesInvestors seeking portfolio expansionCash flow focused investors

Loan Details

Rate Range
5.75% - 8.50%
Loan-to-Value
Up to 80% LTV
Term Length
5-30 years
Minimum Loan
$1,000,000

Fix & Flip

Short-Term Renovation Financing

Fast, flexible financing for property renovation and resale projects. Get the capital you need to purchase and renovate properties for quick turnaround.

Key Features

Up to 90% of After Repair Value (ARV)
Purchase and renovation costs covered
Fast approval in 5-7 business days
Interest-only monthly payments
No prepayment penalties
Experienced rehab specialists

Ideal For

House flippers and renovatorsReal estate wholesalersInvestors with renovation experienceShort-term investment strategies

Loan Details

Rate Range
8.00% - 11.50%
Loan-to-Value
Up to 90% ARV
Term Length
6-18 months
Minimum Loan
$100,000

Construction Loans

Ground-Up Development Financing

Comprehensive financing for ground-up construction and major renovation projects. Fund your commercial development from start to finish.

Key Features

Up to 75% of total construction costs
Draw schedule based on milestones
Interest reserves available
Extension options available
Experienced construction lending team
Flexible disbursement schedules

Ideal For

Commercial developersGround-up construction projectsMajor renovation projectsExperienced builders and contractors

Loan Details

Rate Range
7.25% - 10.50%
Loan-to-Value
Up to 75% LTC
Term Length
12-36 months
Minimum Loan
$500,000

Hard Money Lending

Fast Asset-Based Financing

Quick, asset-based financing for time-sensitive opportunities. When speed matters, hard money loans provide the capital you need fast.

Key Features

Approval in 24-48 hours
Funding in as little as 5 days
Credit challenges considered
Asset-based underwriting
Flexible qualification criteria
Bridge financing solutions

Ideal For

Time-sensitive acquisitionsInvestors with credit challengesQuick close opportunitiesBridge financing needs

Loan Details

Rate Range
9.00% - 13.00%
Loan-to-Value
Up to 70% LTV
Term Length
6-24 months
Minimum Loan
$75,000

Acquisition Financing

Commercial Property Purchase Loans

Competitive rates and terms for purchasing commercial properties. Secure the financing you need to acquire your next investment property.

Key Features

Competitive fixed and variable rates
Up to 80% financing available
Terms up to 30 years
Multiple property types accepted
Streamlined approval process
Experienced commercial lenders

Ideal For

First-time commercial buyersPortfolio expansionOwner-occupied propertiesInvestment property acquisitions

Loan Details

Rate Range
6.25% - 8.75%
Loan-to-Value
Up to 80% LTV
Term Length
5-30 years
Minimum Loan
$500,000

Commercial Refinance

Lower Rates & Access Equity

Refinance your existing commercial property to lower your rate, access equity, or consolidate debt. Optimize your investment portfolio.

Key Features

Lower your interest rate
Cash-out refinancing available
Debt consolidation options
Rate and term refinancing
No prepayment penalties on most loans
Streamlined documentation

Ideal For

Lowering monthly paymentsAccessing property equityConsolidating multiple loansImproving cash flow

Loan Details

Rate Range
5.95% - 8.25%
Loan-to-Value
Up to 75% LTV
Term Length
5-30 years
Minimum Loan
$500,000

Ready to Get Started?

Complete our quick application in less than 10 minutes and get access to wholesale rates across all our loan products.